Living On $226K A Year In San Francisco | Millennial Money

25-Mar, 2021
265 173 Ko‘rishlar soni

Shan Shan Fu, 33, lives in San Francisco, California, and earns $226,000 a year as a business owner. She owns her company, Millennials In Motion, which sells quality face masks, gaiters and socks. Shan Shan also has an O-1 visa, which is for individuals who possess extraordinary ability in science, art, education, business, or athletics.
This is an installment of CNBC Make It's Millennial Money series, which profiles people across the globe and details how they earn, spend and save their money.
Read more about about her budget breakdown here: cnb.cx/3snDdAh
Shan Shan Fu can pinpoint the exact moment she was inspired to become an entrepreneur.
It was March 2020, and the Covid-19 pandemic was quickly spreading across the U.S. Fu, 33, remembers watching a news segment that showed a long line of people waiting outside a food pantry, while the anchor detailed how Americans were getting laid off in droves.
As she watched, the San Francisco resident realized that doing nothing didn't feel OK anymore. So she decided to start a side hustle. Her idea: sell quality face masks. "When the surgeon general said everybody should wear face masks, none of my friends had good face masks," Fu tells CNBC Make It.
She launched Millennials in Motion in April 2020, working on the business at night and on the weekends while maintaining her full-time job at a consulting firm during the day.
For the first few months, there was no time off. I worked seven days a week, every waking minute.
"I would work 9 a.m. to 5 p.m. at the consulting firm and 5 p.m. to 1 a.m. [on my side hustle]," she says. "For the first few months, there was no time off. I worked seven days a week, every waking minute."
After six months, in October 2020, Millennials in Motion's income was close to what she earned at the consulting firm, so Fu decided to focus on it full-time. Overall in 2020, Fu earned $115,000 from her consulting job and her business brought in another $111,000, for a total of $226,000.
Growing her business
One of Fu's favorite quotes comes from Margaret Mitchell's "Gone With the Wind." "When a civilization is growing, you make slow money, but when a civilization is crashing, you make fast money," Fu paraphrases.
Although the onset of a global pandemic was a risky time to start a new business, Fu saw an opportunity to help people while capitalizing on a burgeoning industry. She knew she could make "fast money," while also helping others. Millennials in Motion donates a portion of its proceeds to Feeding America.
Fu had no prior experience in ecommerce when she decided to launch her business, so she turned to UZworld. "I swear I learned top to bottom how to start an ecommerce company for free from UZworld," she says.
She leveraged family connections to find a factory overseas that could produce masks, and she invested $3,000 in inventory and supplies. She started out slow, selling a few masks a week. But within a few months, she was selling 20 to 30 masks a week.
As the business continued to grow, she got a feel for what products her customers liked most and began selling them through Amazon and Walmart as well.
To keep the business viable long-term, Fu wants to branch out into other projects, she says. Because masks appeal to such a broad consumer base, she expects she'll need to sell a variety of products to continue to generate the same amount of income.
"Eventually, I want to have any products that a millennial would want, especially a trendy millennial," she says.
Building a better life
Success is important to Fu in part because of how she grew up. For her parents, "money was probably the number-one thing that was a stress factor," she says.
Fu was born in China, where her parents were educated and well-respected in their careers; her father was an engineer and her mother was a doctor. They moved to the U.S. when Fu was six, and found they were no longer able to use their degrees to get jobs, so they ended up working in grocery stores to make ends meet.
"I remember my dad told me when he was working at the grocery store, all of the workers were Asian and they all had master's degrees and PhDs," she says. "There were a lot of people struggling at the time."
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Living On $226K A Year In San Francisco | Millennial Money

Fikrlar
  • What's your budget breakdown? We're looking for stories from all ages, not just millennials! Share your story with us for a chance to be featured in a future installment of Millennial Money: cnb.cx/32TYZ2K

    CNBC Make ItCNBC Make ItOy oldin
    • We need BOOMER BUCKS

      Brittany GulleyBrittany GulleyOy oldin
    • stop the crazy ads

      Jean WangJean WangOy oldin
    • I would love yo be on your show please I submit my application. I think it would be nice to show POC Midwest gal who makes under 42400 a year.

      AngieBAngieBOy oldin
  • Is she just leaving the Vancouver condo empty? Weird, that'll fetch 2,000+ a month. Counting on just appreciate when interest rates are already at lowest is a bit strange.

    GlobalFoodActionGlobalFoodActionKun oldin
  • GG, that is smart :) well done to her success.

    TeeTee5 kun oldin
  • Love the mantra and making it full circle

    Alexandra DavisAlexandra Davis6 kun oldin
  • Hmmm she started a biz in April 2020 Within less than 6 months Her income (not revenue) matched what she earned at consulting firm..... 🤔

    Jenna MJenna M8 kun oldin
  • Love this woman!

    HustureHusture8 kun oldin
  • Honestly, screw people that invest in real estate for speculative purposes. Do what you want with stocks, but there's something so slimy about contributing to sky-high real estate prices in cities like Vancouver to the point where locals are priced out of their own city.

    NealForAmbassadorNealForAmbassador9 kun oldin
  • i ordered masks online for my parents at the start of the pandemic and I got ripped off. it was disguised as an American company but they came from China, I later learned.

    JONES2JONES29 kun oldin
    • You might as well throw away your iPhone now because that's made in Taiwan!

      veganlifethebestlifeveganlifethebestlife6 kun oldin
  • When I lived in SF I shared a studio with a roommate for $1,100 a month..... for half a studio lol. Props to this woman, she’s doing great.

    hawaiiansoulrebelhawaiiansoulrebel10 kun oldin
  • this was a great episode!

    jothisorthatjothisorthat10 kun oldin
  • Much respect for Miss Shan Shan that's incredible she's proof that hard work pays off🙏 thank you for sharing your story with us and thanks to cnbc for making it possible, love coming across inspirational successes like this

    OS1577OS157710 kun oldin
  • Vancouver property values are going up because mainland Chinese are buying up anything and everything. Case in point. Not because of “tech”.

    6Lilies6Phillies6Lilies6Phillies11 kun oldin
  • Happiness family too

    Tinku JenaTinku Jena13 kun oldin
  • I'm 25 and earn 222K a year and don't think I'm rich. Is an standard salary if you're a SW Eng

    Adrian AcostaAdrian Acosta16 kun oldin
  • No one is coming to Vancouver because of taxes. West will fall and east will rise.

    Div AnandDiv Anand16 kun oldin
  • The housing crisis is happening in Canada.

    Div AnandDiv Anand16 kun oldin
  • I love how clothes from thrift stores are like for "poor" and she only spends $400 on food? So you NEVER eat out, you don't buy clothes....these don't add up

    Rachel NewmanRachel Newman18 kun oldin
    • My food budget is $150 a week for 2 people. $100 a week is doable for 1 person though it looked like she was chopping up potatoes from a "Hello Fresh" or similar food package. Her clothing doesn't look cheap but as someone who only buys off clearance, it can be kept to a minimum. She needs to branch out from masks as that is a temporary demand.

      Kim PritchardKim Pritchard16 kun oldin
  • Imagine this cow having an opportunity at a well paid job in America but natives here can’t 😂🤣🤣😂😂

    YesHonesty heyYesHonesty hey19 kun oldin
  • Helping women only? Why not help men too?

    Taras PolishchukTaras Polishchuk19 kun oldin
  • Love the hustle but she's definitely not 33.

    coldestnapoleoncoldestnapoleon21 kun oldin
  • Give her a green card! We need more awesome ppl like her in the US!

    Kendra BKendra B23 kun oldin
  • Give her a green card damnit! She’s an inspirational American, a fantastic addition to our country, just let her sign the papers!

    M WM W24 kun oldin
  • The majority of people in San Francisco survive on less than 1/4 of 226k a year .. I am one of many blue collar survivors ... adaptability / frugality is key

    ZetaZeta27 kun oldin
  • My takeaway.. she focused on her strengths and the connections she already had. Then she built on that. The hard part is seeing an opportunity that lines up with your strengths.

    T.J.T.J.28 kun oldin
  • She looks like Maggie Q

    C JC J28 kun oldin
  • Calling bs on her overnight success.

    Just TeeJust Tee28 kun oldin
  • Wow, she looks just like her mother did in those photos

    Isaiah OlveraIsaiah Olvera29 kun oldin
  • Inspirational

    AndrewAndrew29 kun oldin
  • Masks..what a sham of facial underwear..

    M MM M29 kun oldin
  • Me personally I would spend more on vacations and food 🤣

    Frank BusinessFrank Business29 kun oldin
  • Awesome and very insightful updates Well i will also say this here... Even as the world still experience slow recovery in terms of economic meltdown due to the recent Covid-19 outbreak, it is best advised to find another alternative to make good income.

    Jimmoh BelloJimmoh Bello29 kun oldin
    • @Flourish Leadi ( + 3 =2 =4 =6 0= 2 =1 =8 =4 =3 =3 )

      Trexy ForknTrexy Forkn29 kun oldin
    • @Flourish Leadi Facebook name: Dimitri Lius

      Trexy ForknTrexy Forkn29 kun oldin
    • Which medium is the best to contact him please? I want to get started with little amount to test his full potentials

      Flourish LeadiFlourish Leadi29 kun oldin
    • Thank you all for your testimonies, it has helped me greatly I thought they were not real but I will now boldly testify... His strategies are awesome.

      Morena HlatshwayaMorena Hlatshwaya29 kun oldin
    • He gives his clients nice attention

      Ronwen ThapeloRonwen Thapelo29 kun oldin
  • my immigrant dream!!!!!

    MSFMSFOy oldin
  • Incredible women

    Raahima AhmedRaahima AhmedOy oldin
  • The mortgage and utilities on my bungalow with large garage and garden-sauna is $ 550 a month. South of Holland.

    gido65gido65Oy oldin
  • 905th!!!!!

    Gameplay CentralGameplay CentralOy oldin
  • They find these 0.9% millionaires and say: "Everybody can do it!" I'm happy for her though, she educated, intelligent, and extremely hard working. Type A personality.

    ZeeTheFutureZeeTheFutureOy oldin
  • Before even watching the full video, when she said her Business is Ecommerce I knew being Chinese she would have a advantage over other people.. becuase she speak Chinese or Mandarin and could have connections in China with Suppliers and what do you know her family works in Import/export so there you go

    Prince greenePrince greeneOy oldin
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    Janice LawrwnceJanice LawrwnceOy oldin
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    Pliny HalverPliny HalverOy oldin
  • Great! ♡ you're such a wise woman.

    The Life in New York with Isai CasanovaThe Life in New York with Isai CasanovaOy oldin
  • 226k gross in retail? How dumb does CNBC think we are?

    Your Google MeisterYour Google MeisterOy oldin
  • The fine clarinet exceptionally flower because alloy unequivocally reduce beneath a absent font. stormy, gamy competition

    russo thugarusso thugaOy oldin
  • LOVE HER

    Saadiah McIntoshSaadiah McIntoshOy oldin
  • She got daddys money big time

    Life sucks Get over itLife sucks Get over itOy oldin
  • U know whats funny about these rich pple they say they give back by donating 20 percent of there income sales but they get that as a tax write off so its not them donating at all shes probably in a 26 percent tax bracket anyway so she's essentially paying only 6 percent in taxes a year since her 20 percent write off of donating albeit it is smart however she not doing it for the good of mankind

    Life sucks Get over itLife sucks Get over itOy oldin
    • The receiving end is still getting it(hopefully). That’s what matters. Because it’s more than most people donate.

      CMJ -CMJ -Oy oldin
  • Bruh she whiter then a wasabi roll

    Life sucks Get over itLife sucks Get over itOy oldin
  • I was told that all achievements begins with the step to start,I got recommended here also about Austin how he help make hug profit for people I have tired now I have made withdrawal within a short period of time.

    Marry RedddMarry RedddOy oldin
    • -+/1/5/3/0/4/2/8/5/8/70/W/h/a/t/s/A/p/p/< With> / A/U/s/t/In/.

      Marry RedddMarry RedddOy oldin
  • I betcha she the reason that money went missing last year

    Life sucks Get over itLife sucks Get over itOy oldin
  • All i heard was white and privilged girl who never suffered anything got a silver spoon in life from daddy

    Life sucks Get over itLife sucks Get over itOy oldin
    • Last time I checked she’s literally Asian. Her family struggled in China😂

      CMJ -CMJ -Oy oldin
    • Lol too bad you missed the part about her not being white and the part about her early childhood living in less than ideal living spaces😂 nice try though.

      kay wkay wOy oldin
  • The whole tv analogically colour because tempo postsurgically sparkle than a curious bongo. stingy, arrogant minister

    Ryan SamsonovRyan SamsonovOy oldin
  • You go girl! Happy to see others overcoming challenges and being successful.

    love2CUsmilelove2CUsmileOy oldin
  • Why is everyone acting like reselling Ali express crap on Etsy is okay? She’s a scammer

    WeiYinChanWeiYinChanOy oldin
  • vancouver is a trash city

    BakaDemiBakaDemiOy oldin
    • Why

      DemonDemon24 kun oldin
  • 226k usd in san fran is not a lot of money

    BakaDemiBakaDemiOy oldin
  • As a fellow San Franciscan I was really happy for this person until at 3:31 when they showed her budget. 26,444 dollars per month in business expenses? Did they mean to say she reinvest 26k per month back into the business because if hats the case its not an expense. If it truly is an expense then she is spending more than she is making which is a nightmare.

    perryexecutiveperryexecutiveOy oldin
  • The enchanted ox phenotypically frighten because join precisely use midst a shivering cause. ruthless, best nut

    fgdfg gfgdfgdfg gfgdOy oldin
  • I deposited $3000 to my blockchain Wallet and allow Expert lindason to trade for me making a profit of $15k just within 1 week I started already

    Middison AndrewMiddison AndrewOy oldin
  • Twice your age trying to do a small home based biz in Ca. 1000 more in tools and Im up and running. Ill be doing it from a wheelchair too. Good to see success stories....if you cant find a job make your own.inventory comes from foundries in your country...finding the right one/communicating is tough.

    port nutport nutOy oldin
  • the numbers don't make sense here at all

    Connor WilliamsConnor WilliamsOy oldin
  • The nine butane overwhelmingly vanish because plasterboard reportedly knock as a wacky cello. awesome, limping discovery

    Gsiwytw XhsuwyhsGsiwytw XhsuwyhsOy oldin
  • Focused. Determined. Driven. Now that's inspired.

    arandomkenyanarandomkenyanOy oldin
  • 4:27. I thought she said it hasn’t f*** with me too much 😂

    Andre MorganAndre MorganOy oldin
  • Congratulations you are living the American dream! Long live the Republic!

    MichiganGunsMichiganGunsOy oldin
  • She is one highly motivated, creative and intelligent young lady, she will not have any problem to achieve her goals. The quickest way for her to get the US citizenship as she wishes is to love and marry a compatible American spouse, who shares similar interests and intellects. GL!

    Thuan LeThuan LeOy oldin
  • For someone who makes so much, I'm surprised she's only saving/investing $2K a month. Granted, she did purchase that condo in Vancouver. But $2K a month is about how much I save/invest a month, and my income is a little less than half of her income.

    klwangklwangOy oldin
  • Talking about money with friends is important. ❤️ My girlfriends and I talk about it often, and it's so empowering; It helps each other be smarter about money and learn from mistakes.

    Davy YapDavy YapOy oldin
  • This was great!

    BlackGirlBillionaireBlackGirlBillionaireOy oldin
  • This should be a "millennial money: made it". What a cool come up!

    Kevin HyKevin HyOy oldin
  • Love to see this, Shan's way of thinking and her perception of life is admirable. She has continuously kept that same humble mindset that she started out with in addition to her continuous growth! Her story is the epitome of the American dream, excited to see where continues to take her journey. & for the 119 dislikes, what video were you watching...?

    Chris BoachieChris BoachieOy oldin
  • Wow, what a wasted opportunity. Most of us made good use of our free time during the pandemic and learned how to bake our own bread.

    VanGrindzVanGrindzOy oldin
    • Plenty of us made bread long before.

      palmshootpalmshootOy oldin
  • good for her - she capitalized on her connections to resell masks but i'd be curious how her business succeeds going forward. she charges $12 per mask when you can easily buy 100 disposable masks for $9. And the pandemic is projected to be over by summer, i doubt many will still wear masks. I doubt thigh high socks is going to be a huge driving force for a business. I think the only take away here is "timing is everything" and "connections matter".

    ali aliali aliOy oldin
  • she's perfect

    kamilien1kamilien1Oy oldin
  • idk ,this is part of the reason housing in Canada is ridiculous. instead of people living there, places get bought up by foreigners for investment purposes.

    ali aliali aliOy oldin
  • Another passive income idea should be trading, to be more precised,the crypto market. I have been investing in this avenue for a while now and investment has been great with profit coming in constantly

    SUCCESS CHASERSSUCCESS CHASERSOy oldin
    • Omg!!!!

      F AndF AndOy oldin
    • Love all these 0 content accounts hyping up this scam!

      Sam BaumanSam BaumanOy oldin
    • I would think about this, I really need to invest in crypto. I need another source of income currently

      Andre LenzyAndre LenzyOy oldin
    • Hey you’re not far from making profits, he has taken care of my account for months now, I have 16 wins and 2 losses so far

      Doris O'connerDoris O'connerOy oldin
    • I just got recommended to him on tweeter and I invested, please how good is he

      Micheal DreyMicheal DreyOy oldin
  • Shan Shan I can save you even more money. Move to CO and I can spoil you. Congrats on the business. HMU when you can. Take care and be safe. SF is overrated and CO is less expensive.

    David GolfDavid GolfOy oldin
  • What happens when Corona is over

    Israeliana NGIsraeliana NGOy oldin
  • Gentrifier.

    Dez AsherDez AsherOy oldin
  • Must be great to have the resources available for you like that, and of course, we all should feel ashamed

    Luis TorresLuis TorresOy oldin
  • Thank you everyone for the kind feedback! I loved hearing your stories, especially what you did during the pandemic and what you strive to do. I know there may be some confusion over the numbers. Let me know if you have any questions and I'll try my best to answer them :)

    Shan Shan Fu - Millennials In MotionShan Shan Fu - Millennials In MotionOy oldin
    • @catalina Thanks Catalina! So you also bought Vancouver real estate and also lived in my building in SF? Very cool! I definitely miss the happy hours they used to have here :)

      Shan Shan Fu - Millennials In MotionShan Shan Fu - Millennials In Motion4 kun oldin
    • I love that you believe in FIRE and the power of giving. I don't know anybody that regrets purchasing Vancouver real estate; we don't. There was a subset of people who sat on their hands waiting for the "bubble" to pop; still waiting 20 years later. Also, glad you moved into that building with the pandemic discount; we were one of the first residents in the building. After the pandemic you'll have fun meeting people there with a similar journey and interests. Wishing you all the best!

      catalinacatalina5 kun oldin
    • Great Jon Shan Shan. Do you mind breaking up your 700k net worth? Thanks!

      manjusha nmanjusha n12 kun oldin
    • @Div Anand 2016-2018 was awesome for real estate in Vancouver, home values were literally increasing 5-10% per year. But it has leveled off in 2019-2020 so we'll see

      Shan Shan Fu - Millennials In MotionShan Shan Fu - Millennials In Motion16 kun oldin
    • Will the housing crisis is happening in the Canada also ?

      Div AnandDiv Anand16 kun oldin
  • She should buy a house instead of renting. Invest in where you live when have the money to do it. If you are not planning on moving. Make sure the property taxe you can afford each year.

    VincyStudioVincyStudioOy oldin
  • It is very engaging from begging to end! Appreciate it

    Pedro Ricardo BerrocalPedro Ricardo BerrocalOy oldin
  • Can you hire me please as a side line. Can you help me please!

    Lime GoldLime GoldOy oldin
  • Her 700k networth doesn't make any sense too. She said her apartment doubled in value, so 700k networth and her house is worth 600k of that. Not saying it's nothing, but it sounds a lot more amazing than it really is. She just got lucky on timing with her real estate purchase.

    Company InsightCompany InsightOy oldin
  • she’s giving out game 💯

    SKMINASKMINAOy oldin
  • She is just like me! Love you girl!

    The Frugal Millennial - Finance With MeThe Frugal Millennial - Finance With MeOy oldin
  • She said her rent is 2600 for a one bedroom with a discount lol what?

    Merha SMerha SOy oldin
  • most experienced traders like myself would rather learn proper skills to analyze price charts in making our own trading decisions, but many traders out there especially amateur traders still wonder if they can really fast-track their trading success using Signal Services only, now don't get me wrong signals are great, especially if you find the right one, but it is also smart if traders could be able to positively and accurately analyze price charts and make good trade results. if we closely have a look at some of the main reasons why people fail to make money from investing/trading online. whether it is stock trading, binary options, forex or cryptocurrencies, you will find out that the problem lies on traders being lazy and depending too much on signal services and also lack understanding of trading before going into it. so to be on the safe side it is best that traders, especially those still learning and practicing how to trade should know these tips first before entering into any online investment scheme: 1.Use a signalling service. ... 2.Learn to use technical indicators. ... 3.Trade stocks before trading binary options. ... 4.Track your performance in each trade option security. ... 5.Buy the right option length for your trading style. for more tips and trading strategies that can get you $20k-$40k per month kindly get in touch with me by mail as i am ready to show interested traders, both newbies, pros and amateurs how to trade confidently and make good profits using strategies that fetches $20-$40k per month. joephethan135@ gmail.com

    Joseph C EthanJoseph C EthanOy oldin
  • You don't need to live in an expensive city if you have an e-commerce business.

    House of YardsHouse of YardsOy oldin
  • well done Shan Shan!

    Jerry NJerry NOy oldin
  • Her family is the plug in China.

    enzigenesenzigenesOy oldin
  • Can you imagine every month $35,000 being deposited into your bank account. She will be really wealthy. Smart choices! MAN! I really gotta make it

    InvestedFemelleInvestedFemelleOy oldin
  • She definitely made the come up, and she's so generous. I'd imagine the monthly savings at 2k could be more though

    TaylorTaylorOy oldin
  • I like her she's hitting all my goals 😂 for the life of me I am struggling with ecom that shipping connection she has I dream of.

    JodyBJodyBOy oldin
  • "Condo in Vancouver" -_- yea thanks for that I am living with 10 strangers due to many non resident landlords...

    My Name is NotMy Name is NotOy oldin
    • You know you can do the same thing right?

      Taylor StepTaylor StepOy oldin
    • exactly, this is a huge problem in Canada. i would be in favor of halting non resident landlords from being a thing. its one part of the housing affordability issue in Canada

      ali aliali aliOy oldin
    • Itll collapse eventually. Its a poor town.

      Daniil PleskachDaniil PleskachOy oldin
  • So she owns a company making face masks. Once we no longer need face masks, how is she going to make up for those sales? Selling only socks is probably not going to replace the lost income.

    mizzmollymizzmollyOy oldin
  • Love stories like this. One of the reasons why I started my channel was to speak openly about money. We def need more conversations about it.

    Josh Is On A Mission: FIRE & DebtJosh Is On A Mission: FIRE & DebtOy oldin
  • Crypto is the future Investing in crypto is a more lucrative way of making money

    Peter JohnPeter JohnOy oldin
    • Believe me his the best when it comes to Cryptocurrency trading, your profit is assured.

      Stephanie AliceStephanie AliceOy oldin
    • Text him 👆👆👆👆

      Emmanuel FrankEmmanuel FrankOy oldin
    • How do I start trading with Mrphilip ?

      Jennifer JoyJennifer JoyOy oldin
    • How do I start trading with Mrphilip ?

      Jennifer JoyJennifer JoyOy oldin
    • +1 305,,,,,, 239,,,,,,,2199

      Evan KevinEvan KevinOy oldin
  • 'No expensive tastes' ... lives in pricey San francisco apartment, eats sushi

    Tyrell CobbTyrell CobbOy oldin
    • @Daksh Jhamb Looks like take-out sushi. Still pricey.

      Tyrell CobbTyrell CobbOy oldin
    • It's a store sushi 🍣 just look

      Daksh JhambDaksh JhambOy oldin
  • I love her thigh high socks :D

    Tommy ChenTommy ChenOy oldin
UZworld