Living On $47K A Year In Kailua, Hawaii | Millennial Money

29-Apr, 2021
314 041 Ko‘rishlar soni

JD Wilson, 38, is a third grade teacher making $47,000 a year at St. Anthony's School in Kailua, Hawaii. After his events company, Lead U, was halted due to Covid, JD decided to fall back on his teaching certificate and head to Hawaii for a teaching job. In a span of 72 hours, he got the job, rented out his apartment in New Jersey, packed a bag and moved to the island.
This is an installment of CNBC Make It's Millennial Money series, which profiles people across the globe and details how they earn, spend and save their money.
Check out Lead U's Instagram: instagram.com/lead_u_/
Read more about about JD's budget breakdown here: cnb.cx/3nEVGa0
At the start of 2020, JD Wilson was earning around $75,000 a year operating his “dream” business, an events company called Lead U that hosts empowerment workshops at schools across the country.
The idea for the company sprang to mind in 2016, when Wilson was a teacher in New Jersey watching the Dribbler, a former Harlem Globetrotter, perform at an assembly for his fourth grade students. Why stick to teaching math when he could craft experiences that would teach students life lessons they would remember for years to come? Wilson thought.
He resigned from his teaching job at the end of the school year, and from 2016 to 2020, Wilson built Lead U, reveling in the energy and enthusiasm of the students he visited and empowering them to “find the leader within.” Life was good: The company was pre-booked throughout 2020 and Wilson was traveling to Canada and England to host assemblies and workshops. He felt fulfilled helping kids gain confidence.
“The money started coming in, and I loved what I was doing,” Wilson says. “I felt like I was really, really making an impact on the kids.”
Then the coronavirus pandemic hit, and Lead U lost all of its business since the company relied on in-person workshops and presentations. Like millions of others in the U.S. and across the world, Wilson’s life changed seemingly overnight.
Having lost his mother a few months earlier, and now his business, by mid-March Wilson was at his “lowest point” in years, he says. He knew he needed a change of scenery.
With a teaching degree and experience to fall back on, he began applying to schools in Hawaii, where teachers are often in high demand. In such high demand, in fact, that Wilson was offered a job teaching third grade when he cold-called a school - if he could start in three days.
Wilson packed a single bag, had a goodbye luau with his family and moved to Kailua, in Oahu, Hawaii, in July of 2020. Hawaii is significantly more expensive than New Jersey, he says, and he’s making $47,000 per year, about half as much as he used to.
But despite the drop in income, he loves the island and its energy. When he first moved, he says he was shocked that people in the community who didn’t know him took time to drop off food during his two-week quarantine. It’s helped him gain perspective on how he really wants to live his life and treat others.
“I’m learning from the culture out here. I’m learning from the people. I’m learning from my colleagues,” he says.
Still learning and growing
Wilson says he has a lot to learn, both in life and when it comes to his money.
He took a circuitous route to entrepreneurship. After graduating from high school in 2001, he attended East Stroudsburg University, graduating in 2006 with a bachelor’s degree in history and around $70,000 in student loan debt.
“It’s not the greatest thing to get after five years of schooling,” Wilson admits of his degree, noting it was difficult to find a job. From there, he joined the U.S. Air Force and was deployed to Iraq. He remained in the military until 2010.
The military “humbled me and made me realize you have to do what you want to do in life,” he says. That’s when he decided to get his post-baccalaureate in teaching at Caldwell University, which the military paid for.
Looking back, Wilson says he has made some mistakes. Perhaps the biggest was taking out so many student loans, he says. While the military paid off around $25,000, he still has around $40,000 left and pays $586 a month (he has continued to pay them each month, despite the Covid-related pause on federal student loan payments).
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Living On $47K A Year In Kailua, Hawaii | Millennial Money

Fikrlar
  • What's your budget breakdown? We're looking for stories from all ages, not just millennials! Share your story with us for a chance to be featured in a future installment of Millennial Money: ​​cnb.cx/32TYZ2K​​

    CNBC Make ItCNBC Make It12 kun oldin
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      J.Gonzalo AguilarJ.Gonzalo Aguilar10 kun oldin
    • @Lionel Shepard yea, I've been using flixzone for years myself :D

      Ben AresBen Ares12 kun oldin
  • He needs to get serious about his finances ... fast

    callofduty60callofduty607 soat oldin
  • OK but I'm waiting to see what Graham has to say!

    iiiiii12 soat oldin
    • F

      Cnbc Make itCnbc Make it8 soat oldin
  • He needs to pay his student loan debt - like tackle it hard. Use the money he spends on take out on his loans. Start saving as well.

    velvet 123velvet 12313 soat oldin
    • F

      Cnbc Make itCnbc Make it8 soat oldin
  • So he makes 47k and takes home almost 40k of it? Am I missing something?

    Chris PfitzenmayerChris Pfitzenmayer16 soat oldin
    • F

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      Owen JohnsonOwen Johnson13 soat oldin
  • Great story and wish the very best for him.

    Lawrence HarmonLawrence HarmonKun oldin
  • teachers are literally my favorite! i love this.

    Rey H.Rey H.Kun oldin
  • He should put the rest of savings on Safemoon

    Jordan McLaughlinJordan McLaughlinKun oldin
  • Thank you for your honesty it makes me feel less alone🙌🏽 I feel so stupid by not having it together financially but I’ve been working on it the past couple years and sometimes it’s disheartening to see how far behind I am but I appreciate someone else sharing that they are right there with me. (Although I don’t even have food delivery apps cuz I don’t have a budget to get to go food very much in the first place, so at least I have that 😂)

    Gray on the WaterGray on the WaterKun oldin
  • So I served in the USAF with Wilson and he is literally one of if not the coolest guy ever. Very kind hearted and very genuine. Funny as all get out and just a really awesome person to be around. Dude was an absolute beast too. Dude would run like 15 miles or some ridiculous amount after a day of training just for fun lol. Miss you brother. Hope all is well. -Rivera

    Rocket RaccoonRocket RaccoonKun oldin
  • most experienced traders like myself would rather learn proper skills to analyze price charts in making our own trading decisions, but many traders out there especially amateur traders still wonder if they can really fast-track their trading success using Signal Services only, now don't get me wrong signals are great, especially if you find the right one, but it is also smart if traders could be able to positively and accurately analyze price charts and make good trade results. if we closely have a look at some of the main reasons why people fail to make money from investing/trading online. whether it is stock trading, binary options, forex or cryptocurrencies, you will find out that the problem lies on traders being lazy and depending too much on signal services and also lack understanding of trading before going into it. so to be on the safe side it is best that traders, especially those still learning and practicing how to trade should know these tips first before entering into any online investment scheme: 1.Use a signalling service. ... 2.Learn to use technical indicators. ... 3.Trade stocks before trading binary options. ... 4.Track your performance in each trade option security. ... 5.Buy the right option length for your trading style. for more tips and trading strategies that can get you $20k-$40k per month kindly get in touch with me by mail as i am ready to show interested traders, both newbies, pros and amateurs how to trade confidently and make good profits using strategies that fetches $20-$40k per month. joephethan135@gmail.com )

    Joseph C EthanJoseph C EthanKun oldin
  • Now THIS is a CNBC Make It I would love to hear Graham's take on. Housing and living expenses can so easily just eat up an entire budget.

    Nina ThomasNina Thomas2 kun oldin
  • Reason why everyone should have a profitable investment.people need money

    Grace AlbertGrace Albert2 kun oldin
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      Alexander PatrickAlexander Patrick2 kun oldin
  • Inspiring story, this man has given back so much.

    Domestic Mama ASMRDomestic Mama ASMR2 kun oldin
  • Mahalo Braddah.

    Aloha104Aloha1042 kun oldin
  • This dude is so real - cracked phone screen, and all!

    TomTom3 kun oldin
  • Kailua is one of the more expensive places to live on Oahu anyway.

    Zack EdwardsZack Edwards3 kun oldin
  • He should have went to a trade school for like $10,000-15,000 but at least he’s humble & honest about everything. College is the biggest scam. People like him deserve a loan forgiveness!

    DetroitRebuildzDetroitRebuildz3 kun oldin
  • I used to like driving to Kailua in the mornings for the sunset. Good times

    DdawgWalkerDdawgWalker4 kun oldin
  • Hawaii is so expensive 47k is mind boggling. I hope he invested in doge!

    Derek DerekDerek Derek4 kun oldin
  • Good for him for not letting this bring him down even more than he already was.

    Juan J RiosJuan J Rios4 kun oldin
  • Now make 9 additional videos from this one video and print $$$$$$: 1) Kevin O Leary reacts to Living on $47k A Year In Kailua, Hawaii 2) Meet Kevin reacts to Living on $47k A Year In Kailua, Hawaii 3) Graham Stephan reacts to Living on $47k A Year In Kailua, Hawaii 4) Kevin O Leary reacts to Meet Kevin Reacting to Living on $47k A Year In Kailua, Hawaii 5) Kevin O Leary reacts to Graham Stephan Reacting to Living on $47k A Year In Kailua, Hawaii 6) Meet Kevin reacts to Kevin O Leary Reacting to Living on $47k A Year In Kailua, Hawaii 7) Meet Kevin reacts to Graham Stephen Reacting to Living on $47k A Year In Kailua, Hawaii 8) Graham Stephan reacts to Meet Kevin Reacting to Living on $47k A Year In Kailua, Hawaii 9) Graham Stephan reacts to Kevin O Leary Reacting to Living on $47k A Year In Kailua, Hawaii

    Gurinder SinghGurinder Singh4 kun oldin
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    11photographer 1111photographer 114 kun oldin
  • 5:00-5:07 I absolutely love that. Hawaii is often exploited by tourists and capitalist pigs. JD can at least buy a mattress they're like 200 bucks dude, c'mon we ain't gotta live like that in 2021 ☠️☠️☠️🤣

    LaurenLauren4 kun oldin
  • 1. Doesn't the GI bill cover all of his student loans/college? 2. How does he survive in Hawaii on $47k a year? He is going broke. I thought teachers would make more in Hawaii. He is not making it. He is going broke.

    Phuck HughPhuck Hugh5 kun oldin
  • I've heard that you need to make $160k a year to live comfortably in Hawaiii because the cost of living is so high there. Houses start at like $800k for a lousy 2 bedroom.

    Phuck HughPhuck Hugh5 kun oldin
  • One month till I move to Kailua, Oahu! I can’t wait! I’m really excited.

    Dash EightDash Eight5 kun oldin
  • He should move in to an apartment with roommates. That way, he would have an equipped kitchen that he can cook in to save money.

    MollyMolly5 kun oldin
  • He has a college degree but chose to enlist in the AF. Why???

    Eddie LEddie L5 kun oldin
    • Degree after military

      Tre WrightTre Wright4 kun oldin
  • Thank you for these normal videos. I refuse to watch any video with a salary over 100-150k because that's just not realistic. It's especially unrealistic for today's average "millenial"

    VictorVictor5 kun oldin
  • No retirement savings at 38? oof

    DerekDerek5 kun oldin
    • @Mr. Centrist It’s not usually advisable to live off of your pension and social security alone, though I’m sure it’s possible. My partner works in schools though and he needs to work a minimum of 10 years to qualify for his pension. Not sure what the rules are in Hawaii.

      DerekDerekKun oldin
    • If he's teaching isn't he getting a pension?

      Mr. CentristMr. CentristKun oldin
  • JD seems like a good guy. He'll reach all those goals b/c he is focused, has a big heart and his mom is watching over and guiding the way.

    La' VyLa' Vy5 kun oldin
  • Just saying what's up to Graham. Graham I will raze the like button in honor of you

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      David JasonDavid Jason5 kun oldin
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    • She gave her clients nice attention

      Omin ประสบการณ์เสียวOmin ประสบการณ์เสียว5 kun oldin
  • Man, 50% income on rent in Hawaii. That's rough.

    John ConnorJohn Connor5 kun oldin
  • If you're reading this JD, first of all props for doing what you're doing. Second, an easy way to save a few hundred a month is to literally cook every meal you eat. This doesn't mean eliminating snack here and there or morning coffees, but you can probably save $300 a month by breaking your uber eats habit. I started doing this 3 months ago and literally saved $350 a month on my food bill. The toughest part for me was making my own coffee and breakfast every morning which I never used to do. I would eat out breakfast 4-5 days a week. Breaking that habit is the first step, then I moved to making my own lunch ($10 + a day savings). At first it was a big sacrifice but after a few weeks I got used to it. Yes it did deprive me of some of my favourite foods, but I became a better cook, ate healthier and felt amazing about saving all that money. Hope this helps. Cheers.

    Athletes CollectiveAthletes Collective5 kun oldin
  • $1650 rent in Kailua is cheap, but still expensive for one person. I used to live next door to a house rented by a bunch of teachers. Most of the younger teachers I had growing up in Hawaii either had multiple roommates or worked 3 jobs to make ends meet.

    Eva KeeslarEva Keeslar5 kun oldin
  • 0:13 Yeah! Castles! Maybe I'll see Mr. Wilson out there. Great story, so realistic. Good to see someone from the same island on here showing how tough it is to make it here. Yes, folks, $1,600 is about the average decent studio. Kailua side ain't cheap either.

    G Major7G Major75 kun oldin
  • Why people keep paying the default massive student loan payment rather than enrolling in income based repayment is beyond me. This guy would likely have a monthly payment close to $0 if he only enrolled. Plus as a teacher he’d get public service forgiveness. Notice the mentality here: if you need more money WORK EXTRA rather than REDUCE EXPENSES and INVEST. He qualifies for VA loan and yet throwing away $1600/mo on rent instead. He also qualifies for GI Bill and yet choosing to scrape by instead of increasing his earning potential. Bad choices all around here.

    Ryan OsinskiRyan Osinski6 kun oldin
  • I'm from New York and I feel like I saw him before or a guy that looks similar.

    Muhamed JonesMuhamed Jones6 kun oldin
  • What he's not telling you is how he is probably making 2000+ tax free from disability from the military like most 4+ years of the military vets. But who knows.

    Patrick AdkinsPatrick Adkins6 kun oldin
  • Sorry but why does this guy have a car? He has 1k in the bank and 40k+ in debt... get rid of the car asap, get a bike. Cars are extremely expensive!!!

    CBMaster2CBMaster26 kun oldin
  • I don't get the point of this video. Is this some type of cry out for help? From what I can gather you could use a coarse in "life management".

    RavelloBikesRavelloBikes6 kun oldin
  • this is the funniest video i’ve seen in awhile

    Avery DAvery D6 kun oldin
    • Why

      ivy Stanageivy Stanage6 kun oldin
  • I am just beyond disappointed that he risked his life to protect our country and they could only be moved to help him with 25k of student loans.

    Candra BCandra B6 kun oldin
  • Holy moly almost $1700 in rent. You can’t rent a room?

    Norma LeeNorma Lee6 kun oldin
  • JD my man if you read this stop eating out and learn to cook itll be fun and save you soooo much money. Start researching personal finance.

    LifeLikeLuLifeLikeLu6 kun oldin
  • Yall wanna feature a family with 10 kids :), I would be up for that. Love seeing fellow Millenials make it! :)

    Nate PolmateerNate Polmateer6 kun oldin
  • Waiting for Graham's reaction to this video.

    Bri MedBri Med6 kun oldin
  • Let's see people with this income living in los Angeles

    Taylor StepTaylor Step6 kun oldin
  • I like him he is so kind and sweet😃😃

    Neelo NiaziNeelo Niazi6 kun oldin
    • Tell her I referred you 👆👆👆👆

      Wililms HopeWililms Hope6 kun oldin
    • ±1=3=2=1=6=9=7=7=2=2=1

      Wililms HopeWililms Hope6 kun oldin
  • With €47k you can live great here in Europe. That's roughly 4000 euro a month. You can spend like 2000 euro on living expenses and the other 2000 can be saved up.

    MarshmellowMarshmellow6 kun oldin
    • Ask this comment 👆👆

      Wilims BellaWilims Bella6 kun oldin
    • ±1=3=2=1=6=9=7=7=2=2=1

      Wilims BellaWilims Bella6 kun oldin
  • Miss Jennifer fan and her method works like magic I keep on earning every week with her new strategy

    Wilims BenedictWilims Benedict6 kun oldin
    • Yes but do you know I have been paid out today

      Susan JonesSusan Jones6 kun oldin
    • Anyone who she handles he's or her trade for I believe is very lucky

      Sydney WoodsSydney Woods6 kun oldin
    • She's the plug

      Lord LugardLord Lugard6 kun oldin
    • ±1=3=2=1=6=9=7=7=2=2=1

      Lord LugardLord Lugard6 kun oldin
    • Can I start with $500

      Gabriel JoshGabriel Josh6 kun oldin
  • The cup named “cup” sent me 🤣💀 respect your hustle and dedication to improving your situation with a positive attitude after going thru so much! Air Force vet and teacher is a winning combo!

    Kaetlin McGeeKaetlin McGee6 kun oldin
  • You people really need new inspiration and a big wake up call if you aspire to live paycheck-to-paycheck. *shaking my head*

    Victor JonesVictor Jones6 kun oldin
  • If u had a child u will change. U can get away with lifestyle

    Quan LeQuan Le6 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y...

      Jayson CasperJayson Casper6 kun oldin
  • Why does he have pay USD 1675.- for rent? That’s insane. Move to a cheaper place...

    Emmerich GallerEmmerich Galler6 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y...

      Jayson CasperJayson Casper6 kun oldin
  • WHOEVER THAT'S READING THIS , I PRAY THAT ONE DAY YOU WILL REACH YOUR DREAMS. ALWAYS KNOW THAT THE SECRET OF YOUR FUTURE IS HIDDEN IN YOUR DAILY ROUTINE. SUCCESSFUL PEOPLE DO DAILY WHAT THE UNSUCCESSFUL DO ONLY ON OCCASIONALLY. That's why the rich invest and the poor don't.

    Aduli CollinsAduli Collins6 kun oldin
    • His methods surprises me

      Silje EdvardsenSilje Edvardsen2 kun oldin
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      Kimberly LisaKimberly Lisa2 kun oldin
    • @Eric Dave Expert_Greg Campbell

      Amilcar CelsoAmilcar Celso2 kun oldin
  • I earn 55k a year in Australia and I save 25k a year after all my expenses

    Cory YoungCory Young6 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • Money is an issue that everyone has for a better and luxurious life, Life was hard for me until I started trading bitcoin and am now earning $18,435 per week

    Linda ThompsonLinda Thompson6 kun oldin
  • Lived in Hawaii for 4 years. Great place, great people. Not worth the cost, and it's tough to make a decent wage.

    Iwon100grandIwon100grand6 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • Paycheck to paycheck, but the trade off is you live in Hawaii!

    T.K.ST.K.S7 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • CNBC would pick a haole transplant.

    BrysonBryson7 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • Lol COVID friendly yup

    Contemporary American MythContemporary American Myth7 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • If you are single in Hawaii this is how to do budget eating. Go to Costco get a 10lb bag of frozen chicken thighs (around $10) and Kirkland meatballs. For the chicken thighs, defrost them the night before, fry it, stew it, there’s a million ways to eat it. Get a rice cooker. For fruit: apples from Costco. They last a long time. Always have rice on hand. Go to farmers market at windward mall for all your veggies. You can eat for $300 maybe less for the whole month as a oppose to a few meals with Uber eats!

    Daechoong MamaDaechoong Mama7 kun oldin
    • As someone trying to move to Oahu next year I appreciate these tips!

      Brielle ImanaBrielle Imana6 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • I live in Hawaii on $13,200 a year

    Joshua JonesJoshua Jones7 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • Get to the point!!! How do you live in Hawaii with little money!!!!!!!!!!!!!!!!!

    MC WORKMC WORK7 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • Not a smart move living in HI when you have 40k in debt, and make 47K. He could get a job that pays about the same in another state, slash his rent budget in half, and pay off his debt in less than half the time.

    Bateman9mmBateman9mm7 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • Student loans 😫😫😫 the worst because there is not adequate education surrounding the repercussions of loans at a young age

    Jake ChiassonJake Chiasson7 kun oldin
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      Jayson CasperJayson Casper6 kun oldin
  • Good luck bro

    Tales From ProRevengeTales From ProRevenge7 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • Hawaii is full of snowflake libs.

    Millennial PatriotMillennial Patriot7 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y...

      Jayson CasperJayson Casper6 kun oldin
  • I wish i made that much

    w sw s7 kun oldin
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      Jayson CasperJayson Casper6 kun oldin
  • 38 year old still paying student loan man US education system is straight rip-off

    VK waghVK wagh7 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • 47K as a teacher is a frickin INSULT.

    oxtkzoxtkz7 kun oldin
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      Jayson CasperJayson Casper6 kun oldin
  • Lol my siblings went to st Anthony’s and we grew up down the street

    Ililani Ula KamakaIlilani Ula Kamaka7 kun oldin
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      Jayson CasperJayson Casper6 kun oldin
  • 47k?

    Keanu SKeanu S7 kun oldin
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      Jayson CasperJayson Casper6 kun oldin
  • Probably the most relatable episode yet

    James NeeJames Nee7 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • I lived on Oahu for 22 yeas.you can do it.I recomend Dave Ramsey financial peace.it will help you put a solid plan to get out of debt and learn how to save.its not how much money you have .its behavior.

    Cynthia StrainCynthia Strain7 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • nobody who works full time should live paycheck to paycheck

    BBoPPo88BBoPPo888 kun oldin
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      Jayson CasperJayson Casper6 kun oldin
  • One of the realest on here about their financial situation during COVID-19. Not everyone is making $300,000 a year doing nothing lol

    I LangI Lang8 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • Relax....he's got Dogecoin 🐕

    Erick P85DErick P85D8 kun oldin
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      Jayson CasperJayson Casper6 kun oldin
  • Good luck man

    ToppmaxToppmax8 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • He's got a great attitude. He feels he should have learned the importance of treating his finances better at an earlier age, but it's not too late. He needs to start watching budgeting videos (though most are geared towards women, with all the cute washi tape and planners), but it will change his whole attitude about handling money and focusing better as to where all his money goes. He also needs to get himself a roommate to share the expenses. Other than that, he sure is cuuuute!

    Needing LessNeeding Less8 kun oldin
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      Jayson CasperJayson Casper6 kun oldin
  • Seems very relaxed for someone with $1100 in savings and no retirement fund

    Trista WolfTrista Wolf8 kun oldin
  • 47k for a single dude that's alot.

    Judas BlewitJudas Blewit8 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y....

      Jayson CasperJayson Casper6 kun oldin
  • Start educating yourself on Financial Literacy. Read books by Grant Cordone, watch UZworld channels like The Better Men Project, Success Secrets TV, and Practical Wisdom. Self educate!!! Money is a passion!!!

    A Matthews SituationA Matthews Situation8 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • I love this episode. its so relatable haha

    Jeanette OrtizJeanette Ortiz8 kun oldin
  • Only $47k... He spends WAY too much money....

    social3ngin33rinsocial3ngin33rin8 kun oldin
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      Jayson CasperJayson Casper6 kun oldin
  • Congrats for creating your dream life! Thanks for the video as well - Aloha

    A and CA and C8 kun oldin
  • i luv his energy fr

    soysaucetinasoysaucetina8 kun oldin
  • He should try to bring his company online. Kids and teachers can still benefit from it just virtually and might make more money.

    Angel_ DaddiicakeAngel_ Daddiicake8 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y...

      Jayson CasperJayson Casper6 kun oldin
  • Meal prepping and cooking really does help save money. Buy things in bulk and cook for lunches and dinners. Eating out costs so much.

    Denise ADenise A8 kun oldin
    • He might be a DOD employee working at DOD Sponsored School as a Teacher. Since he’s a Vet and possibly DOD civilian, he has the privilege to use Commissary which offset huge chunk of the cost for food. I remember when I was stationed there, the commissary charged the same price as they the mainland and I was able to save up 80 percent of my pay monthly because of that.

      EZ435EZ4356 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y.•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • +

    Eugene AtkinsEugene Atkins8 kun oldin
  • Props to this guy! After five years I got a history degree 🤷

    Patrick PauloPatrick Paulo8 kun oldin
  • It's OK bro, biden will cancel all student loans

    Daniel LDaniel L8 kun oldin
  • Thank you for your service to our country.

    Emmanuel LeonardEmmanuel Leonard8 kun oldin
    • W•H•A•T•S••A••P••P••• +..1..7..1..7..9..3..4..1..2..3..9 I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..

      Jayson CasperJayson Casper6 kun oldin
  • LOL BROKE BOYYYYY

    Art VandelayArt Vandelay8 kun oldin
  • I am grateful to have grown up in Kailua back in the 70’s & 80’s -Thank You Lord Glory to God - Jesus is the Way the Truth - The life

    Jason HJason H8 kun oldin
  • You seem like a great guy.. best of luck to you!

    Sara TSara T8 kun oldin
    • I...n....v.....e...t....i...n....g..in..... B...i....t....c....o....i..n V..i.a....W....h...a...t...s...a...p..p +... 1.... 9... 0.... 4... 5... 8. .. 5... 8... 3... 7... 7... 🇺🇸

      Dessy FredDessy Fred8 kun oldin
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