@Kevin O'Leary Reacts: Living On $178K A Year In Chicago | Millennial Money

4-Fev, 2021
104 156 Ko‘rishlar soni

"Shark Tank" investor Kevin O'Leary reacts to an episode of Millennial Money, featuring Dylan Gutierrez, 30, and Jeraldine Mendoza, 29, who live in Chicago, Illinois and earn a combined $178,000 a year as professional ballet dancers. The couple is engaged and owns a condo near Wrigley Field. But Kevin sounds off on how much they spend a month on food.
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Kevin O’Leary reacts to two professional ballet dancers who spent $2,885 on food in a month
As ballet dancers, Dylan Gutierrez, 30, and Jeraldine Mendoza, 29, are already planning for their retirement from professional dancing. The couple earns roughly $178,000 per year as principle dancers with the Joffrey Ballet, as well as from a steady stream of side hustles in the arts community.
Given the physically demanding nature of their work, they expect to retire from professional ballet dancing in the next five to 10 years.
CNBC Make It asked Kevin O’Leary, chairman of O’Shares ETFs and judge on ABC’s “Shark Tank,” for his take on how well the couple is doing to prepare for their futures.
The couple gets high marks from the investor for some of their housing decisions. They own a condo in a lively neighborhood of Chicago, forwent a car or parking spot in the city (saving them $20,000 off the bat, O’Leary estimates) and reinvested in their property by upgrading their kitchen and bathrooms.
What O’Leary doesn’t love as much is the couple owning property without being married. Gutierrez and Mendoza got engaged in 2019 and plan to marry as soon as it’s safe to host a destination wedding in Italy.
O’Leary notes he’d like to see the couple get more serious about their budgeting, which Mendoza admits she doesn’t keep track of too closely. “That’s a mistake,” O’Leary says.
Looking at their monthly spending, he also recommends the couple reign in their outsized food spending. In August 2020, the couple spent $2,885 on food across groceries, dining out and ordering takeout - a price tag O’Leary deems “crazy.”
“If you’re dancing, you need those calories. I get it. But I think there’s a major savings to be had on doing a little more planning for groceries and doing a little more cooking at home,” he says.
While the two prefer to stash $500 per paycheck into savings, and also contribute to a union pension, O’Leary strongly advises Gutierrez and Mendoza diversify their investments. In addition to putting money into savings, he’d like to see them invest in the stock market to take advantage of higher returns over time. He also says the two should consider opening tax-advantaged retirement savings accounts outside of their pensions.
With that said, the couple is realistic about their futures in dance and are laying the foundation for their lives after ballet. Gutierrez hopes to start a production company, while Mendoza would like to pursue interior design.
“They’re planning for the future - very smart,” O’Leary says. “Dylan, he can produce. That would be fantastic. There’s always demand for more content. Even dance is getting more digital.
“And frankly, interior design, if you have the eye, is always going to be around forever,” O’Leary adds. “People are always trying to upgrade where they live ... Plus, looks like she did a great job on her own condo from what I’m seeing here.”
Overall, O’Leary gives the couple a rating of 7.5 out of 10 and thinks that, with a few tweaks, they could be well on their way to a 9.5 standing.
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Kevin O'Leary Reacts: Living On $178K A Year In Chicago | Millennial Money

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  • What’s your budget breakdown? We’re looking for stories from all ages, not just millennials! Share your story with us for a chance to be featured in a future installment of Millennial Money: cnb.cx/32TYZ2K

    CNBC Make ItCNBC Make It27 kun oldin
  • Miss Elizabeth is legit and her method works like magic I keep on earning every single week with her new strategy

    Henry KentHenry Kent43 daqiqa oldin
    • I would think about this, I really need to invest in crypto before it rises again...and I need another source of income currently

      Kelvin RoyyKelvin Royy8 daqiqa oldin
    • I think the secret behind crypto is buying at a lesser very low rate and selling at a higher good rate

      Olivia EmmaOlivia Emma12 daqiqa oldin
    • + 4 4 7 8 6 2 1 5 5 2 3 7 🇱🇷

      Christopher Adam'sChristopher Adam's14 daqiqa oldin
    • I suggest you contact expert miss Elizabeth she can help you out with her new strategy

      Christopher Adam'sChristopher Adam's14 daqiqa oldin
    • Hello anyone there

      Jackson PaulJackson Paul17 daqiqa oldin
  • The first approval only wrestle because salesman morphologically knot including a plausible cheque. macho, legal grade

    Brittney TraceyBrittney Tracey52 daqiqa oldin
  • Kevin...you are the G.O.A.T.! Straight with no chaser😎😎

    TheQueen ICeeTheQueen ICee2 soat oldin
  • And get rid of the dog

    newkidnewkid2 soat oldin
  • Dave Ramsey:SELL THE CAR Kevin:PUT THE DOG DOWN

    Jackson VanceJackson Vance4 soat oldin
  • $2800 on food Kevin: they must be serious about their diet $1700 on takeout Kevin: wait a minute

    xBulmir UwUxBulmir UwU4 soat oldin
  • The abhorrent spleen legally chase because cougar reilly knit off a pathetic twine. toothsome, penitent feast

    Nick LNick L5 soat oldin
  • Let them live their lives for god sake

    Dixon KeeDixon Kee7 soat oldin
  • Holy crap the dog is gonna die. Don’t spend more than 1k to keep the dog alive if it’s older than 10

    Ek SEk S9 soat oldin
  • 2:45 “what happens if one stays and one doesn’t” well that would be ideal Kevin

    Ek SEk S9 soat oldin
  • I love watching Kevin talk about finances

    Hikers guide to the U.S.Hikers guide to the U.S.9 soat oldin
  • I agree what Kevin’s info’s. Not the dog comment lol. “Just buy another dog” naw that is basically their child. I get saving money, but if that was an actual child, you would pay for treatments.

    asantoyo07asantoyo0715 soat oldin
    • *with

      asantoyo07asantoyo0715 soat oldin
  • A friendship ring 😂😂😂😂

    Trista WolfTrista Wolf20 soat oldin
  • I feel like I'm cheating on Graham Stephan

    Kanan MehtaKanan Mehta23 soat oldin
  • 41% of their income is spent on food! That's $96 every single day, that's ridiculous.

    Stephane MujombaStephane MujombaKun oldin
  • Might as well put out on don't buy health insurance. And if your daughter is at the hospital put her down and make a new one.

    Link 24Link 24Kun oldin
  • Sorry the dog stays, there is so much money can do but a dog si more than just a dog

    Link 24Link 24Kun oldin
  • I want the ring. I agree with everything except the right.

    Schawnetta RobinsonSchawnetta RobinsonKun oldin
  • He’s hilarious about that ring 😂

    Ariyal sirrahAriyal sirrahKun oldin
  • Kelvin O’ Leary is realistic. Young people aren’t realistic. They are delusional.

    Schawnetta RobinsonSchawnetta RobinsonKun oldin
  • The man kept it all the way real about the dog.....and everything else.

    Michael JohnsonMichael JohnsonKun oldin
    • One could save alot more and not go out enjoy yourself.

      Link 24Link 24Kun oldin
  • If they get married and have 2 kids; imagine what that's gonna cost. Notice I said 2 kids because what if she gets twins?

    natureloverdudenatureloverdudeKun oldin
  • This couple has highlighted the problems with many young careless high earners

    Sailakshya SikdarSailakshya SikdarKun oldin
  • Love the series, but why is the HD quality looking more like 720p? Is this just me or are they uploading shoddy videos? This is the only video on UZworld today that has appeared so poorly for me .. hmm.

    vvMathematicalvvvvMathematicalvvKun oldin
  • Did they just rip of Stephan?

    Diego munozDiego munozKun oldin
  • My ring cost $80 (cubic zirconia and white gold plated) and most people just assume it’s a real diamond. My husband’s simple sterling silver ring cost $40. Literally no one actually cares how expensive your ring is. It’s a scam.

    Melissa JetztMelissa Jetzt2 kun oldin
  • This is a highly unproductive profession!! What are they contributing?? This couple is just looking to have a fairy tale life. Thumbs down 👎

    Yellow TrainYellow Train2 kun oldin
  • I wonder if graham Stefan will watch this

    Paige NicolePaige Nicole2 kun oldin
  • The amount they spend on take out and the chemo treatments for their dog is what got me

    Big Al BiggieBig Al Biggie2 kun oldin
  • Common-law is a legal union

    JensJens2 kun oldin
  • “ I would lose the dog” ? Yeah, great advice Kevin...

    Pedro Villa AbreuPedro Villa Abreu2 kun oldin
  • Lololol

    PeacefulCrescentPeacefulCrescent3 kun oldin
  • There is no advantage to 401k's or any other tax DEFERRED investment plans. What do you think Mr. Wonderful, will the tax rates be MORE or LESS than what they are in 30 - 40 years. Put into a 401k only what the company will match, max out the Roth IRA, max out a Health Savings Account if you are eligible to do so, which you CAN put into investments, and put the rest into non-tax deferred mutual funds. You'll thank me when you turn 72 and don't have millions sitting around untaxed and have to withdraw a certain portion of it taxed as ordinary income.

    Michael PalumboMichael Palumbo3 kun oldin
  • My husband and I have a lot of money and didn’t when we were married young!!! and I think the ring thing is so strange!!! I see woman with my age with big rings and I think that doesn’t tell me how much your husband loves you, strange that’s happen in our society. Very strange. Ya, put the dog down! 😳😳😳

    Ashlee SimonsAshlee Simons3 kun oldin
  • I feel like every financial advisor's advice is to take all your money and invest it, save it, and buy a house. Spending money on a dog? Why would you do that? It only brings you joy and companionship. There's no money in that. They only approve of hobbies and interests that make more money.

    Samantha TravitzSamantha Travitz3 kun oldin
    • Ppl today have replaced its with pets. But in reality their just animals we keep. The marketing on pets has just taken over ppls need to reproduce. Lol I'm not heartless but realistic. Your pet is an animal. Not your kid.

      Ruthless_ReggRuthless_Regg17 soat oldin
  • I love Mr. wonderful. I couldn't agree more, a ring is such a waste of dough. LMAO

    Jenny NguyenJenny Nguyen3 kun oldin
  • What percentage of income should be invested?

    Aaron BrownAaron Brown3 kun oldin
  • Mr wonderful I agree with everything but the ring

    J JoJ Jo4 kun oldin
  • friendship ring💀

    RigelRigel4 kun oldin
  • They are not making 7K a month they are making more their expense is 7k

    AbhijatyaAbhijatya4 kun oldin
  • They don't invest in 401k because their retirement age is 35-40. Dumbest argument I've heard. If anything, they should put even more into retirement account, because they have less time to build their nestegg.

    windingpathwindingpath4 kun oldin
  • A friendship ringggg✋😭

    Clouded DreamingClouded Dreaming5 kun oldin
  • This was tough love!

    Anya Syht - Personal Finance & TechAnya Syht - Personal Finance & Tech5 kun oldin
  • Poor mindset immediately sees a surplus as an opportunity for consumption. Rich mindset seeks to spend their time, resources, and energy on work that continues to pay off long after the effort has been invested.

    Keshik LexKeshik Lex5 kun oldin
    • whos happier though

      Luke J. / NexusLuke J. / Nexus2 soat oldin
    • @Bashe rupe brother I invested today. Did you later invest too.

      Vee SheneVee Shene17 soat oldin
    • What's app cell.

      Andrew shawAndrew shaw2 kun oldin
    • + 1 3 0 2 8 5 7 0 2 9 8

      Andrew shawAndrew shaw2 kun oldin
    • Contact this number 👇👇👇

      Andrew shawAndrew shaw2 kun oldin
  • My dog is a lot bigger than their dog, and I don't think I spend more than $100/month on him and all of his chicken breasts. He eats like a king and it's still far cheaper than what these people are paying.

    Sue DonnerySue Donnery5 kun oldin
  • We need @grahamstephen to react to this reaction

    mexicanchinesemexicanchinese5 kun oldin
  • the way Kevin looks at the camera when she said the dog has cancer LMFAOOO

    litojonnylitojonny6 kun oldin
  • Will you throw your mom to the street , mr wonderful and get a new mom ? If she has lymphoma ?

    yellow Stoneyellow Stone6 kun oldin
  • Kevin's so cold hearted

    CiNemA TrAiLeRsCiNemA TrAiLeRs6 kun oldin
  • Bro he is good and all but I dont agree with him about the ring and the dog entirely. I mean dude this guy says he understands the emotional thing and all but bruh he really doesn't. He practically wants us to think like robots.

    Suraj VarneSuraj Varne7 kun oldin
  • Come on, household income of $178K and they don’t have any IRA or 401k? They HAVE to set up a Roth IRA account at the very least. They can withdraw the principal amount any time just like a savings account, but the money grows tax free in the stock market, beating inflation.

    SteelHexSteelHex7 kun oldin
  • Not Mr. wonderful learning to say destroy the like button from Graham Stephen (love your content mr.O’Leary -thanks!)

    Mary Elizabeth BergesonMary Elizabeth Bergeson7 kun oldin
  • Kevin is funny lol

    504Trader504Trader8 kun oldin
  • He’s hilarious he said oh no kitties

    Ulises BeltranUlises Beltran8 kun oldin
  • 100$ a day for food is obscene

    Cameron YeagerCameron Yeager8 kun oldin
  • How do I get a spot on this show?

    Isaac ConnorIsaac Connor10 kun oldin
  • My ring was.... Wait for it.... $0000. No ring, we each paid to get tattoos since I can't wear rings at work. 😂😂😂

    Jess AdrianJess Adrian11 kun oldin
    • Lol nah on Tattoos, if we get divorced that tattoo becomes a headache

      K0sm1cKid, SWIMlovesyouK0sm1cKid, SWIMlovesyou2 soat oldin
    • Well, what did your tattoos cost? That's your ring. I'm sure it was cheaper than most people's rings. I paid $200 for my first wedding ring, then I realized I hated rings, so my second husband and I have no rings. And we don't like tattoos, so our "ring" total is $0 overall.

      Natalie FontaneNatalie FontaneKun oldin
    • 😂😂

      Jess AdrianJess Adrian2 kun oldin
    • And my cousin makes good money at her tattoo removal studio every time someone like you comes in when their marriage ends. At least a ring you can sell....

      Mercedes Roman-MansonMercedes Roman-Manson2 kun oldin
  • "Time to get a new dog" ? Also a new son ? Or a new mother ? I would pay all I have now to enjoy my last dog (not even mine, just taking care of her) for another month, if she is happy and without pain. I can always get more money, but I'll NEVER get back my lovely dog. Money is for use it, not for be buried with it and we don't need a hundred millions to live happy

    brainfornothingbrainfornothing14 kun oldin
    • You're shooting millions of years of your ancestors natural selection in the face for your feels. 😂😂

      Ruthless_ReggRuthless_Regg17 soat oldin
  • “How much is a new dog” 😭😭😭

    Edgar RiosEdgar Rios14 kun oldin
  • Loose the dog? Sounds like you're not a dog guy.... That's like giving up all of your watches! Not wonderful....

    David BrecklerDavid Breckler15 kun oldin
  • 1000 bucks for a dog? "I'll lose the dog" Yeah, me too. My life is more important😂 No offense dog lovers.

    IDEAL MNDSTIDEAL MNDST15 kun oldin
  • lol my parents have never had a joint bank account even with my mom being the real money maker ¯\_(ツ)_/¯

    gehgeh15 kun oldin
  • The girls financial advice haha *cringe

    Christina CoombsChristina Coombs15 kun oldin
  • Ppl that spend thousands of dollars on dogs are the same ones that hate kids and think fetuses=parasites. Glad he said it like it is

    1234qwer1234qwer15 kun oldin
    • That's so true. There are more and more people becoming like that nowadays. And they don't want biological kids; instead they consider their dog to be their "kid" as a replacement to fill that emotional void, and to fulfill their natural human desire to become a parent in some way. People are strange.

      Critter TailsCritter Tails11 kun oldin
  • Go to a jeweler or pawn shop and pick out a ring you like that is second hand and less costly. I was married the second time at age 45, we did $300.00 bands only. Then I took my small diamond from my first marriage and had it reset for $100.00 for the gold band. I wanted our money to go for our future life together.

    Donna Allgaier-LambertiDonna Allgaier-Lamberti16 kun oldin
  • The voiceless physician preferentially warn because fox decisively float modulo a dapper plasterboard. first, loose felony

    Judy FauthJudy Fauth16 kun oldin
  • The hapless olive roughly stamp because zoo ontogenically fit absent a maddening branch. lyrical, conscious suggestion

    Judy FauthJudy Fauth16 kun oldin
  • Keep the dog. Not a thing, it’s a member of the family

    Daniel AlvesDaniel Alves18 kun oldin
  • Lose the dog yoh even graham ain’t this brutal god daym 😂😂😂😂💀💀

    Vijay SuriyaVijay Suriya18 kun oldin
  • get a new dog lol savage

    Kevin DKevin D18 kun oldin
  • I just entered in the stock market. Started at 2k and now up to 10k 💪😎

    CarltonCarlton18 kun oldin
  • THATS WILD!!!! Makes 7k a month but basically spends that each month on living... 😳

    CarltonCarlton18 kun oldin
    • They didn’t say that make that they said they spent that.

      Katrina GearyKatrina GearyKun oldin
  • Love Kevin

    C NC N19 kun oldin
  • So many Americans overspend, bigtime, on a lot of crap. Espresso, restaurants, vacations. Jewelry is the biggest ripoff scam. If you’re well off, ok a little, but poor as these guys...jeez. $8000 on dog’s chemo! I love my GSPs. We’ve hunted and hiked all over. They sleep in my bedroom. If they get cancer, “sorry Gus, but you’re a gonner”

    P DavisonP Davison19 kun oldin
  • This is by far my favorite episode. Kevin was savage but in the right margins. He’s looking at your bottom line. Moral of this entire story: get a 401k, don’t buy property together without getting married, and lose the expensive dog. Got it!

    Brandon CookeBrandon Cooke20 kun oldin
  • A friendship ring!? I love you, Mr Wonderful.

    cauthoncrazycauthoncrazy20 kun oldin
  • I'd lose the dogs too. My significant other wasted thousands on two dogs and she just cannot save.

    Kao YangKao Yang21 kun oldin
  • How do you spend almost 3k on food per month???

    C HC H21 kun oldin
  • Omg...👀👀👀 Someone needs to do a reaction video to this reaction video to capture OUR reactions 😂

    Belinda KBelinda K21 kun oldin
  • I don’t like when people are biased like “ it’s not hard to make money in this field because I made it in this field” like okay so just throw away everyone else’s experiences for your own and a few others. Don’t be blind to the facts just because you’re living it.

    Ms FreemanMs Freeman22 kun oldin
    • He breaks it down pretty irrefutably

      Maciej TylkaMaciej Tylka21 kun oldin
  • I get it why some people just simply hate Mr Wonderful. He is just pragmatic but sometimes that is not a likeable trait. The bond with a dog sometimes can be that of a family member. At the moment, the couple is able to afford the treatment, but this can be a motivation to find ways to earn more income to pay for the treatment.

    cool thoughtcool thought22 kun oldin
  • Mr. Wonderful, not for nothing but you shouldn't be speaking upon what they should do with their dog. Sure, they can re-work finances in almost every other area of their lives but when it comes to health of themselves or a loved one (i.e. dog), that is the area in which criticism needs to be relaxed. After all, what's the point of having an abundance of wealth if you aren't surrounded by those who make you happy? Getting a "new dog" is just heartless and disconnected advice - advice in which I hope this couple does not listen to.

    Randa NaimRanda Naim23 kun oldin
  • Wonderful advice on the dog Mr. Wonderful, but as wonderful as you are it is true that no one is perfect. I say this since you advice them to start a 401K which perhaps you don't know but those funds have no money in them and they are broke and at the rate they are performing this will be our next financial crisis, the worst yet. (I suggest a Index Universal Life Insurance)

    Carlos AparicioCarlos Aparicio23 kun oldin
  • Does he literally spend like 10k on restaurants mr Kevin o ’spender

    Murat AtesMurat Ates23 kun oldin
  • Oh my gosh @his how much is a new dog🤣🤣🤣🤦‍♀️🤦‍♀️

    Nightingale OfficialNightingale Official23 kun oldin
  • As a dog lover and a dog owner, I get why these folks made the sacrifice to give their dog the best possible care in its old age. Luckily they were able to afford it. The joy you get from a beloved pet is priceless. Pet insurance is a good way to offset these types of high veterinarian costs though. More pet owners should consider this.

    Nicole BondNicole Bond23 kun oldin
  • I love how honest he is no holding back

    LifeWith BiankaLifeWith Bianka24 kun oldin
  • LMBO he hates the rings. But rings are so beautiful and such a tradition. Lol omg maybe later in life get a friendship ring 😅💍

    LifeWith BiankaLifeWith Bianka24 kun oldin
  • He almost gagged on ring and the dog. I totally get it. But it’s an inherent expense in the majority of relationships...which is why I don’t date. You can lose a lot of money chasing women, but you won’t lose a lot of women chasing money.

    The ExperimentThe Experiment24 kun oldin
  • Mr Wonderful says: He gets the emotional connection about the dog...! But it's clearly not true! Mr Wonderful really doesn't care about the dog... Because he asks how much is to get a new dog? Omg!!!! He doesn't get that dogs are absolutely a member of a family in many families:)

    Magaly MonarrezMagaly Monarrez24 kun oldin
  • I’m a dog lover but I’m glad Kevin has the balls to say it. Minimize the dogs suffering and learn to let go of pet.

    Nicola GhenoNicola Gheno24 kun oldin
  • my fiance only bought me 2 rings around 800 dollars total, but he bought me a new car 23000 dollars cash two years ago..

    Sihwidi DonnaSihwidi Donna24 kun oldin
    • Even worse

      issecret1issecret1Kun oldin
  • i love his honesty

    Sihwidi DonnaSihwidi Donna24 kun oldin
  • meanwhile his wife probably has a giant rock on her finger that costs more than we make in a year LoL

    SherrySherry25 kun oldin
    • He probably makes a few million dollars per day, i think he can afford a ring lmao

      rick-and-mortal -rick-and-mortal -11 kun oldin
    • But it’s a fraction of what he makes

      Tommy CastroTommy Castro13 kun oldin
    • Yeah but he can actually afford it.

      Miss Honey Never CameMiss Honey Never Came23 kun oldin
  • I agree they’re just dating lol

    Xoxoxo XoxoxoXoxoxo Xoxoxo25 kun oldin
  • I've always wanted to invest in forex/stock trading, after a few trials I realized that trading without a good mentor and guidance is a waste of time and money.

    Donald MichealDonald Micheal25 kun oldin
    • (Andycali924 @ yahoo çom)

      Andrew LuckyAndrew Lucky25 kun oldin
    • How can I get to contact Mr Andy?

      Peterson ValentinePeterson Valentine25 kun oldin
    • Mr Andy Calistoga is simply out of this world, this is the second withdrawal in less than two weeks. $16,300 already made , i am very happy i made that decision.

      Doris RollinsDoris Rollins25 kun oldin
    • Despite the rampant scams among account Managers, i highly recommend that as beginner, you should find a good expert trader to help and guide you through the beginners phase of forex trading so that you don't lose money and Mr Andy Calistoga is a trusted man i can recommend

      ANTHONY AUTHURANTHONY AUTHUR25 kun oldin
    • I'm having a wonderful time trading with Mr Andy Calistoga. His trading system is simply the best. I traded for almost two months without making a single profit but all that changed with Mr Andy around

      Micheal Donald RayMicheal Donald Ray25 kun oldin
  • He’s 100% right about diamond rings. Total scam, total waste of money. It’s not tradition. It was a marketing scam created by a diamond company over 100 years ago. Don’t do it lol

    Cold BisonCold Bison25 kun oldin
  • 7.5 is way too high 🥴

    EmilyEmily25 kun oldin
  • Sooo I have a 14 year old dog that has gone blind and all kinds of stuff. I was raised in the south were a dog is a dog and not a person. He was initially an outside only dog but not is basically only an inside dog. We try to make him as comfortable as possible, but there’s no way I would spend money like that on a dog. And the lack of any retirement is a cardinal sin and irresponsible.

    Daniel JacobsDaniel Jacobs25 kun oldin
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